Our Story



In the early 2000’s, Eleftheria Fotiou, the matriarch of the Fotiou household, was diagnosed with Non-Hodgkin’s Lymphoma.  A few months into treatment, the family learned that the health insurance policy they held was a “non-cancer” policy.  Because of this small, yet profoundly critical exception, the family was forced to utilize what little retirement savings they had for mom's medical expenses.  Unfortunately, these retirement accounts were high-risk and had lost nearly half of their value during the implosion of the dot com bubble.


The eldest Fotiou son, Manny, who at the time was working in Wilmington as a mortgage broker, moved back home to Burlington to help with the family restaurant business and take care of mom.  He worked with the family’s financial advisor to see what could be done. After receiving detrimental advice from the advisor, Manny took matters into his own hands and began to research alternative solutions, creating a safe and effective plan for his family’s financial future.  He then began to reach out to other families at their church, imploring them to look into their own insurance policies and retirement holdings to be sure they reflected their best interests. Eventually, after taking the necessary courses and certifications, Manny opened Olympic Golden Retirements in 2003 - a name chosen by a now cancer-free Eleftheria.


We believe our greatest strength is our capacity to truly empathize with what a family may be going through that has necessitated an evaluation or revision of their financial portfolio. Financial planning, paired with the miscellany of unpredictable life circumstances that can arise, can be a hectic, confusing, and at times, frustrating process.  It was out of this chaos that Olympic Golden Retirements was conceived. For almost 20 years, we have lived and breathed wealth protection, and we promise to care for your family in the same way we would for our own.

Nick and Eleftheria Fotiou

Our Family

Manny Fotiou


Just after his first birthday, Manny’s family emigrated from Greece to The United States in 1977 in pursuit of the American Dream.  The tight-knit Fotiou family overcame the many adversities they faced as immigrants, opening a successful restaurant in Burlington, North Carolina.  From a young age, Manny and his two siblings, George and Elena, began working in their family’s restaurant, quickly learning the value of a hard day’s work.  

After realizing how financially ill-prepared his family was for his mother’s cancer diagnosis, Manny has made it his life’s purpose to prevent a similar situation from happening to others.  “Most people are not aware of all the opportunities available to them,” Manny says. “My primary goal is to educate people on their options and any risks they may be needlessly taking on.”


Now the President of Olympic Golden Retirements, Manny specializes in risk-aversion retirement planning, guaranteed lifetime income distribution, asset maximization and legacy planning. By working with clients to develop strategies that maximize income from accumulated assets, he is able to help clients convert their portfolio into retirement income that will last a lifetime.


Manny graduated from The University of North Carolina Wilmington, and currently lives in Burlington with his son Niko.  In his spare time, he enjoys restoring classic cars by hand and taking weekend trips to the beach with his family.

George Fotiou


A strong work ethic and an appreciation for public service are two things George learned at an early age. Growing up working in his family’s restaurant in Burlington, North Carolina, George honed his skills in both finance and business. He quickly developed an ability to communicate effectively with people, as well as a passion for helping others.


Specializing in wealth protection, risk management and insurance and estate planning, George concentrates not only on protecting his client’s money, but also on finding the right solutions to help it grow. By using proven strategies to help clients maximize their retirement income, he takes the stress out of retirement planning by ensuring a legacy for loved ones. “Drawing from my experience with the unexpected hardships people face every day, I take a one-on-one approach to determining the best course of action for each client.”  


George is a firm believer in empowering clients through education and aims to help families like his own successfully plan for their future, while avoiding the kind of pitfalls his own family had met.


George graduated with a degree in economics from The University of North Carolina at Chapel Hill.  He currently lives in Chapel Hill with his fiancée Kameron. In his spare time, he enjoys restoring classic cars with his brother, and marathon training.

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This information is designed to provide general information on the subjects covered.  Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement.  Please note that Olympic Golden Retirements LLC and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.  Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Olympic Golden Retirements.