Want To Retire WITH CONFIDENCE
& STAY RETIRED?

We are an independent financial advisory firm that specializes in retirement income planning. We'll help you implement a plan that provides the liquidity you need, protects the principal you've worked so hard to accumulate, and tactically manages the risk you decide you want in your portfolio.
nc retirement planning

North Carolina's Leader in Retirement Income Planning

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Which One Best Describes You?

In order to provide you with the best help possible, it's good to know which situation you are in.

FREE eBook Reveals ...

What You NEED to Know About The Three Principal Types of Annuities to Avoid Making a Potentially Costly Mistake

Our Services


Retirement Income Planning

Retirement Income Planning

Medical advances have and will continue to increase life expectancy, making planning for 30 or more years of income a necessity. We work hand-in-hand with our clients to develop customized retirement income plans for people 50 and older that provide the right balance of liquidity, protection of principal, and growth.


Portfolio Stress Test

Most people are knowingly or unknowingly are exposed to more risk in their portfolio than they are comfortable with. Our Portfolio Stress Test will allow you to clearly see how much you could lose during the next market correction and allow us to provide you with recommendations based on your risk tolerance.


Legacy Planning

Legacy Planning

The assets in your estate should first and foremost be structured to take care of you and your spouse for as long as you live. So in reality, modern estate planning goes hand in hand with retirement income planning. But without proper planning, the IRS could end up receiving the lion's share of your estate when you and your spouse are gone. We help tilt the scale in favor of your loved ones.


Long Term Care Planning

Long Term Care Planning

With Long Term Care insurance premiums skyrocketing along with the costs of LTC, one must look for alternatives to provide the incremental cash flow that will likely be needed for this care while also protecting the income that will be needed by the surviving spouse.


Annuity Stress Test

Annuities can be invaluable to your plan but before you purchase an annuity, you want to make sure that it will perform and provide the benefits that you expect. Our Annuity Stress Test will show you different scenarios, including a worst case scenario, so you can be confident with your purchase or look for a better alternative.


401(k) Rollovers

Thinking about rolling over your 401(k) in to an IRA? This is usually a good idea but path to doing so effectively and avoiding the various pitfalls is of vital importance. We help navigate this sometimes perilous process and offer recommendations on how to re-position these assets within the structure of a sound retirement income strategy.  


Social Security Planning

Social Security Planning

Social Security is the foundation of retirement income planning. Thinking about retirement and wondering when to start taking your Social Security Benefits? Find out the exact strategy that will allow you to maximize your benefits with our complimentary Social Security Analysis.


Life Insurance Review

Life Insurance Review

If you’ve owned a life insurance policy for more than 8 years, our Life Insurance Review may uncover ways for you to save some money or get even more coverage. On the other hand, if you don't own any life insurance, our life insurance review will identify how much income you should plan to replace due to loss of spousal income.


Partner Services

Partner Services

From Tax Return Analysis' that help identify missed tax saving opportunities to estate planning legal services, we've established strategic relationships with carefully selected professionals with whom we work closely while implementing your plan and whom we confidently recommend.

Testimonials

I want to take this time to thank Mr. Guillou for his dedication in helping me to make a decision on how best to protect my assets. I also want to express the gratitude for his unconditional love towards his clients which allows us to feel that he has our best interest at heart and will go to his fullest extent, in a very professional manner to show that he is working with us and not just for us, as most business men do when all they care about is getting the customers’ business to line their pockets. Mr. Guillou is a person that I would highly recommend as a huge asset to any company, and as someone whose customers will always respect in the retirement world, which is a very scary place to be for a lot of us. This is a statement I scarcely use, but is one that I make openly at this time, and look forward to meeting with Mr. Guillou in the future.


Teresa Goldston
Wilmington, NC

How fortunate we are to have had Manny Fotiou enter into our lives about 10 years ago. He has made very wise investments for us. We can sleep better at night knowing that he is very knowledgeable and understands our goals with our nest egg. If you are looking for a Retirement Planner, we highly recommend Manny Fotiou.

Dr. Phillip Bald
Wilmington, NC

We had the good fortune to attend one of the workshops offered by Manny Fotiou of Olympic Golden Retirements and requested a follow up session to evaluate how he could help us. We now understood why working with a company that specializes in retirement income is very different than working with a company that specializes in growth. Manny proposed a retirement income plan that made a lot of sense to us. It made sense to us that the additional income from his recommended solutions together with our Social Security benefits and pension will allow us to live comfortably and worry free.

Betty Gale & Edgar Sikes, Jr.
Greensboro, NC

When 2008 happened, we lost $160,000, and that hurt. We attended an Olympic Golden Retirements workshop and we immediately fell in love with Manny Fotiou and the strategies he recommended. They just made sense for us. Anytime we have a question or something comes up we are not sure about, we can always get them on the phone and we always get an answer. If he doesn’t have the answer right then, he will get right back with us. That is something we didn’t have before and its one of the things we like best. Working with Olympic Golden Retirements is one of the best things that has happened to our life. They are like family to us.

Cornelia Rogan
Wilmington, NC

After speaking with Renan Guillou concerning our “nest egg” issues, my wife and I have some piece of mind. With his guidance, we have altered our retirement plan and now feel confident that we will be comfortable in our remaining years.

Dr. Richard Sussman
Wilmington, NC

STOP! 

Before You Do Anything Else, Download Your Free Copy of Our eBook And Learn What You Absolutely MUST Know To Avoid Getting Stuck With The Wrong Annuity.